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ARTICLES Mina Rhee ARTICLES Mina Rhee

A Mortgage Statement May Be Deemed A Communication Under The Fdcpa And Fccpa 

In a question of first impression in the U.S. Court of Appeals for the 11th Circuit (which has jurisdiction over Florida, Georgia, and Alabama), the court was presented with the question of whether monthly mortgage statements were communications in connection with the collection of a debt under the Federal Fair Debt Collection Practices Act (FDCPA) and the Florida Consumer Collection Practices Act (FCCPA). In classic lawyer language, the answer is “it depends.”

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